Introduction
Elyor is a serial entrepreneur and fintech innovator who co-founded major e-commerce platforms BMBOX.COM and OLCHA.UZ. As Founder & CEO of ScoreTech, he transformed a retail credit crisis into Uzbekistan's first peer-to-peer BNPL intelligence network, combining deep business analytics expertise with financial sector innovation
Working Experience
Elyor identified the BNPL default crisis while serving as COO at Elmakon, where 12% default rates threatened profitability. Using his business analytics background, he developed data-driven solutions that evolved from informal retailer collaboration into ScoreTech's AI-powered platform
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