About us

Built by retailers who faced 12% defaults and found a solution

Born from necessity in 2017, ScoreTech evolved from informal WhatsApp groups sharing bad debtor lists to an AI-powered platform serving 8 major retailers across Uzbekistan

Stats

Discover the powerful results that ScoreTech delivers to retailers

Total transaction

$1M+

Total transaction

$1M+

Model accuracy

~80%

Model accuracy

~80%

Applications processed

185k

Applications processed

185k

Default rate reduction

~58%

Default rate reduction

~58%

We believe managing retail credit risk should be simple, secure, and effective. Our platform is designed to help retailers reduce defaults, catch fraudsters before they strike, prevent loan stacking, and make instant credit decisions - all through collaborative intelligence. Whether you're a single store struggling with BNPL losses or a chain managing multiple locations, ScoreTech's peer-to-peer network protects your business while growing sales.

Vision & Goals

Shaping the future of retail credit

Risk Reduction

Our vision is to help retailers achieve sustainable growth by providing AI-powered tools that reduce default rates, catch fraudsters early, and prevent loan stacking across partner networks

Credit Accessibility

ScoreTech aims to democratize BNPL access by enabling retailers to safely approve more customers through collaborative intelligence and data-driven risk assessment

Network Intelligence

Our goal is to make credit decisions smarter and faster through peer-to-peer data sharing, helping retailers protect each other while serving customers better